Seller Frequently Asked Questions
Everything homeowners ask before selling to Property Prodigy — answered honestly.
🚀 Getting Started & Process
Our process has six simple steps: (1) Call 205-548-6157 or fill out our online form. (2) We review your property within 24–48 hours. (3) We schedule a quick 15-minute walkthrough. (4) We present multiple options — zero pressure. (5) We handle all paperwork and title coordination. (6) You close and walk away with cash in hand — on your timeline.
We can close in as little as 7 days once all paperwork is complete. But we always close on YOUR timeline — if you need more time to move or make arrangements, just tell us. You set the date.
None whatsoever. Our offer is completely free, and you're under zero pressure to accept. Many homeowners use our offer as a benchmark to compare with other options. We only move forward if it's the right fit for you.
We evaluate the property's after-repair value (ARV), current condition, estimated repair costs, location, and recent comparable sales. We'll walk you through every number transparently so you understand exactly how we arrived at the offer.
We open escrow with a local title company, handle all the paperwork, and coordinate the closing. You show up, sign the documents, and receive your funds via wire transfer or cashier's check. We make it as easy as possible.
💰 Fees, Money & Timeline
Zero. No fees, no commissions, no hidden costs. The number we put in the offer is what you receive. We also typically cover standard closing costs. Compare this to listing with an agent where you'd pay 5–6% in commissions plus additional closing costs.
Listing with an agent: 5–6% commission, repairs and staging required, 30–90+ days on market, showings and open houses, contingencies, appraisal risk, and deals that can fall through. Selling to us: zero commissions, no repairs, close in days, no showings, no contingencies, and guaranteed closing.
With seller financing, instead of a lump-sum cash payment at closing, you receive monthly payments over an agreed period — you essentially become the bank. This can result in a higher total payout and potential tax advantages through installment sale treatment. It's a great option if you don't need all the cash upfront.
In most transactions, yes — we cover the standard closing costs so you walk away with the full offer amount. We'll be clear about this from the start so there are no surprises.
🏠 Property Condition & Types
Absolutely not. We buy houses as-is in any condition — cosmetic issues, major structural problems, fire damage, water damage, mold, code violations, full of belongings. You don't need to clean it out, fix anything, or do a single thing before we view or buy it.
Single-family homes, duplexes, triplexes, and small multi-family properties. We buy properties with fire damage, water damage, structural issues, mold, hoarder situations, and more. If it's residential in Central Alabama, we're interested.
Liens, back taxes, and code violations are very common — we handle them all the time. We can often factor these into the transaction and help resolve them at closing. Just be upfront about what you know and we'll work through it together.
Not a problem. We buy occupied properties regularly. We'll work around tenant schedules for the walkthrough and can take the property with tenants in place or help coordinate a smooth transition — whichever works best for everyone.
That's exactly the type of property we specialize in. Severely distressed, condemned, burned out, flooded — we've seen it all. The condition of your house will not prevent us from making an offer. We buy what other buyers won't.
⚠️ Special Situations
Yes — and acting quickly is absolutely critical. We can often close fast enough to stop a foreclosure before it finalizes, which protects your credit and puts money in your pocket instead of losing the house. Call us immediately at 205-548-6157 if you're in foreclosure or pre-foreclosure — time matters.
We work with both parties in a divorce situation and can help you get a clean break from the property quickly. A fast, fair sale simplifies asset division and helps both parties move forward. We're discreet and professional throughout the entire process.
Yes. We regularly work with estates and inherited properties. We can work with the executor or administrator of the estate. We're also patient with the probate process — if the estate hasn't cleared probate yet, we can wait for it to complete before closing.
Yes. Being behind on mortgage payments or owing more than the property is worth doesn't stop you from selling. Depending on your situation, we may negotiate a short sale with your lender, take over payments via a subject-to transaction, or find another creative solution.
We can sometimes arrange a leaseback — you close and receive your funds, then rent the property back from us for a short period while you find your next place. This is handled case by case, so reach out and we'll discuss your specific situation.
📍 Areas We Serve & Hours
We primarily serve Jefferson County (Birmingham, Bessemer, Hoover, Gardendale, Hueytown), St. Clair County (Pell City, Moody, Lincoln), and Shelby County (Alabaster, Pelham, Helena, Calera, Montevallo). If you're in a neighboring county, reach out — we consider deals case by case.
Monday through Saturday, 8AM to 6PM. You can also leave a message or fill out our online form anytime and we'll respond the next business day.
The easiest way is to call or text us at 205-548-6157, email us at cashoffer@propertyprdgy.com, or fill out the form on our contact page. We'll take it from there.
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